So after being told by SCB that they want a 100k cheque in order to grant me a "standard current account" and then numerous other prerequisites, I have decided to go for MCB as my primary bank; I went straight to the manager and asked him if I'll have to call their helpline and activate session for online purchasing again and again, and to my luck, he said it's just a single time activation. I'm already using MCB Lite, and I'm pleased with how good and fast it works on Steam, and Google Play Store. My main account should be active in a week or so.