[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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Optimus

PG Xtremist
Jul 25, 2010
3,810
0
41
30
Limbo
So after being told by SCB that they want a 100k cheque in order to grant me a "standard current account" and then numerous other prerequisites, I have decided to go for MCB as my primary bank; I went straight to the manager and asked him if I'll have to call their helpline and activate session for online purchasing again and again, and to my luck, he said it's just a single time activation. I'm already using MCB Lite, and I'm pleased with how good and fast it works on Steam, and Google Play Store. My main account should be active in a week or so.
 

puppet

Well-known member
Sep 30, 2013
2,169
0
42
Guys is it easy to open an account in mcb bank as a student?
M planning to change my account and closing from ubl bcz they are so much retarded when it comes to solving problems :/ I need an urgent advice
 

RockyV12

PG Rocks
May 5, 2016
0
0
0
People i need your help.I went to a mcb litized branch today to register for mcb lite.The guy at the counter told me that if i apply for mcb lite through them, then it will take a lot of time to process it.Instead he suggested me to type lite in sms and send it to 6222. So i did exactly what he said to me and i send an sms to 6222.After a few minutes i received a reply from mcb lites via sms stating that thankyou for showing interest in mcb lite.a representative will contact you shortly.Now i wanted to know that for those of you who have applied for mcb lite through sms.Did mcb representative contact you for details.And if so then after how much time did they call you.i applied for it today, so after how long can i expect to recieve a call from them ? Please let me know. Thanks
 

shahoo

Well-known member
Jul 2, 2010
1,061
0
41
Karachi
if someone deposits moneys in my bank al habib account through counter from another city,are there any charges or its free?
 

soopercool

Proficient
Jan 4, 2012
580
0
21
Sukkur
if someone deposits moneys in my bank al habib account through counter from another city,are there any charges or its free?
Depend on your account type and balance.
If you have maintained your account then there are no charges.

Sent from my HUAWEI NXT-L29 using Tapatalk
 

assasin42o

Don Vito Corléone
Moderator
Aug 9, 2009
3,952
12
43
KHI ✈ ISL
internet banking is safe?
Depends on the banks. For standard chartered, they have a pretty slick system. They send you multiple passcodes in different platforms before making a transaction so I think it's pretty fool proof

Sent from Fire Phone
 

puppet

Well-known member
Sep 30, 2013
2,169
0
42
guys does your wiz card work on netflix?
mine got error saying my card number is incorrect :(
 

hassansk

محمد حسن
Feb 11, 2014
143
0
21
26
Karachi
I am in a little confusion. So I completed my A'level from my school and got my security deposit back in the form of a cheque. Now I don't know how to process the cheque into cash. My father also has no idea about it and has presently no accounts in any bank. The cheque is of Standard Chartered Bank and my father's name is written on the check after the word 'Pay'. Can someone please guide me?
 

puppet

Well-known member
Sep 30, 2013
2,169
0
42
I am in a little confusion. So I completed my A'level from my school and got my security deposit back in the form of a cheque. Now I don't know how to process the cheque into cash. My father also has no idea about it and has presently no accounts in any bank. The cheque is of Standard Chartered Bank and my father's name is written on the check after the word 'Pay'. Can someone please guide me?
go to the bank and cash it , simple , take CNIC copy and simple like that
 

hassansk

محمد حسن
Feb 11, 2014
143
0
21
26
Karachi
go to the bank and cash it , simple , take CNIC copy and simple like that
So that's it? I mean, I will get the cash right into my hands? My father was saying that the cash is transferred to the bank account of the receiver and then the receiver withdraws the money from his account. I guess this isn' true?
 

puppet

Well-known member
Sep 30, 2013
2,169
0
42
So that's it? I mean, I will get the cash right into my hands? My father was saying that the cash is transferred to the bank account of the receiver and then the receiver withdraws the money from his account. I guess this isn' true?
nope , its security fees returning cheque , and most of the institutes do it and do it to cash out the cheque , n normally if you got bank account or not they write cheques just of simple cash out ,
just go to bank and show them this , they will ask 1-2 stupid question that you will respond happily to , like ye apka cheque he? :p
jiske naam ka cheque he usko NIC ki copy deni paray gi , sign it and they will give you the money ,
you dont have to pay any kind of slip or anything

2nd cheque transferred ? no cheque is not transferred it can only be cashed out , bcz its written "pay cash" so simple bank will read it and give you your money and thats that , dont worry kuch ni hota , if it will be something else or anyproblem they will give you all the details but it will be cashed out at the spot
 

hassansk

محمد حسن
Feb 11, 2014
143
0
21
26
Karachi
nope , its security fees returning cheque , and most of the institutes do it and do it to cash out the cheque , n normally if you got bank account or not they write cheques just of simple cash out ,
just go to bank and show them this , they will ask 1-2 stupid question that you will respond happily to , like ye apka cheque he? :p
jiske naam ka cheque he usko NIC ki copy deni paray gi , sign it and they will give you the money ,
you dont have to pay any kind of slip or anything

2nd cheque transferred ? no cheque is not transferred it can only be cashed out , bcz its written "pay cash" so simple bank will read it and give you your money and thats that , dont worry kuch ni hota , if it will be something else or anyproblem they will give you all the details but it will be cashed out at the spot
Thanks for you answer, man. I will visit the bank tomorrow.
 

Majawar

Lone Wolf
Nov 29, 2007
8,302
1
41
34
Lahore
www.intellectualtitans.webs.com
Thanks for you answer, man. I will visit the bank tomorrow.
Just to clarify if the name is written infront of Pay then it can only be transfered to his account. You will deposit cheque along deposit slip. Since your father don't have any account in bank you can get cheque crossed (open) from concerned University/College department and cash out from bank.

Sent from my LG-D855 using Tapatalk
 

RockyV12

PG Rocks
May 5, 2016
0
0
0
People i need your help.I applied for mcb lite and have finally received an sms with a link to register for PIN, which i succesfully did online.Now when i login to the site its asking me for first cash in amount and first time deposit date.Can someone please guide me what should i enter in these options.
 

Majawar

Lone Wolf
Nov 29, 2007
8,302
1
41
34
Lahore
www.intellectualtitans.webs.com
People i need your help.I applied for mcb lite and have finally received an sms with a link to register for PIN, which i succesfully did online.Now when i login to the site its asking me for first cash in amount and first time deposit date.Can someone please guide me what should i enter in these options.
Once you get your card and account you have to deposit a 1000rs cash atleast in your account to get it going.
 
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  • Chandoo Chandoo:
    Hellblade 2 83 OpenCritic, not bad at all. 2 points higher than the first game.
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    This is the error.
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  • Aciel Aciel:
    Online session is enabled for UBL. I have an active subscription with my NayaPay card (it is already added to Google Payment Methods).
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  • B Baghi:
    did you try setting up Google Payments? For UBL you may have to get it enabled for internet transactions, Naya should work without it!
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    I tried both NayaPay, and UBL, but I keep getting "correct country selected..." error. I already have PK set there 🤦‍♂️
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    Baghi said:
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  • B Baghi:
    Yes
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  • M murtaza12:
    XPremiuM said:
    Why? Was the site hacked or something?
    Yes
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    GloriousChicken said:
    Everyone, please change your passwords.
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    Everyone, please change your passwords.
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    Necrokiller said:
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