[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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frazgta

Well-known member
Oct 23, 2010
1,789
0
43
24.706915,7.468872
As i said MCB-LITE is best when used with MCB ACCOUNT. MCB LITE Link with MCB ACCOUNT and works like charm! (as far as VISA services are concerned)
Are you charged PKR 50when you transfer funds from MCB account to Lite?
Are you charged any service charges for your MCB account?
Do you have any other MCB cards?

Sent from my Nexus 4 using Tapatalk
 

SEPHiROTH

JangoMan
Apr 28, 2009
658
21
24
Gujrat, Pakistan
Are you charged PKR 50when you transfer funds from MCB account to Lite?
Are you charged any service charges for your MCB account?
Do you have any other MCB cards?

Sent from my Nexus 4 using Tapatalk
No. Nothing is charged when u transfer money from mcb-lite to mcb account and vice-versa. I have mcb debit/atm card but it does not support international online transacrions.
 

frazgta

Well-known member
Oct 23, 2010
1,789
0
43
24.706915,7.468872
No. Nothing is charged when u transfer money from mcb-lite to mcb account and vice-versa. I have mcb debit/atm card but it does not support international online transacrions.
And what are the annual service charges of the MCB Account?

Sent from my Nexus 4 using Tapatalk
 

ahmed6

Intermediate
Aug 1, 2010
174
0
21
Okay so If I get the MCB-Lite thingy, will it be possible to transfer money from SCB Account to it?
 

hatim

Active member
Jan 10, 2010
382
0
21
Karachi
No it doesn't work on play store...only mcb lite works on playstore..and obviously all the credit cards in Pakistan
Which credit cards work online apart from SCP? I would be better off applying for one from Bank Al Habib or JS if they do work. Sadly, customer service at these banks have 0 knowledge about it.
 

ali tayyab

Well-known member
Jun 22, 2008
1,502
10
43
Islamabad
Which credit cards work online apart from SCP? I would be better off applying for one from Bank Al Habib or JS if they do work. Sadly, customer service at these banks have 0 knowledge about it.
faysal bank works. You can get others activated for limited time periods. Like Al-falah charges 100 rupees everytime you activate it for online use, but scares you with all sorts of in your face/ your fault stuff. Silk bank can also be activated for online use, though i do not know if they charge for it (or otherwise)

Oh, and yes MCB Lite works. I have used it on Steam, services that use goolge wallet. Basically you will need to get it activated for online use. It is one time activation, no charges, but they will also give you its your fault etc BS
 

hsnan009

Newbie
Jun 15, 2014
18
1
3
Islamabad
I'm using scb to transfer to mcb lite works every time

I have tried to send money from my account in Askari Bank and Dubai Islamic Bank both say transfer is successful but MCB Lite shows nothing. I got my money refunded after I logged a complaint. I guess I will have to go to a branch to deposit money into my account.
 

abobobilly

$heeda Pastol ™
Dec 3, 2008
14,732
3
44
Lahore
MCB Lite vs SCB.
Please give a detailed answer.

I need to open up a bank account, but specifically for online transactions (paying fee, buying stuff etc). No personal income, Baap ka maal. For Student.

Begin.
 

fayaz88

Intermediate
Oct 13, 2013
157
2
23
MCB Lite vs SCB.
Please give a detailed answer.

I need to open up a bank account, but specifically for online transactions (paying fee, buying stuff etc). No personal income, Baap ka maal. For Student.

Begin.
When it comes to paying bills, buying topup online, or sending money to someone's bank account, you can do these with ALL banks these days. MCB, HBL, SCB, Allied, etc. they all have internet banking that do these things. The only differentiator is the ability to use the card online. I have only used MCB Lite. Do I like it? I think it is one of the shittiest services on earth, but it does work for online transaction. And that's the only thing it is good for. Transfering money from others banks to it is a big fucking headache. Sometimes you can't send money from it to some banks.. It is a chaos. Buy Lite only if you want to use it for like credit card payments at places like Amazon, Playstore... etc. Never have used SCB, so can't comment on it.
 

Baghi

Baba Yaga
Mar 22, 2011
6,965
7
44
Karachi
^ spot on. One thing though, only MCB Lite allows you to buy 100rs topup, all other banks start with 250rs. :D
 

TH3xTr3MiST

Every Soul Shall Taste Death
Apr 12, 2011
1,012
0
41
Peshawar
psp.dashhacks.com
MCB Lite vs SCB.
Please give a detailed answer.

I need to open up a bank account, but specifically for online transactions (paying fee, buying stuff etc). No personal income, Baap ka maal. For Student.

Begin.
Go for MCB (You will probably gonna need a BIG Sifarish or 50000-100000 PKR to open up an account in SCB)
MCB Account opening Charges are Nil, However
CHEQUE BOOK CHARGES 350.00
CARD ISSUANCE FEE - GOLD PLUS 1,000.00 (ANNUALLY)
FEDERAL EXCISE DUTY TAX (ONCE) 150.00
ACC MAINT: CHRG INCLUSIVE FED (MONTHLY) 50.00
MOBILE BANKING FUND TR CREDIT 850.00
MCB LITE CARD ISSUANCE FEE - GOLD 1160.00 (ANNUALLY 1000.00)
MCB Lite with MCB account works like a charm, Lite works on almost all the online shopping stores.. I agree with Fayaz bhai.. their Support sucks.. They have the shittiest services but it is better for a student (like me) to shop online..
 
Last edited:

abobobilly

$heeda Pastol ™
Dec 3, 2008
14,732
3
44
Lahore
Why the hell all these bank accounts are charing so much money for a simple account? Standard Charted these days is acting like a total f*cktard. Absolutely no lift to people with low income. If a student goes to open up a bank account, they behave either like 'we don't exist', or treat us like we are beggers. They have also closed A LOT of their branches, so that shows they have other plans (like only keeping 'high profile' customers). Also take into account that recent hacking attempt of ATMs.

The needs are getting stronger these days, so i was thinking of getting my own bank account. Have absolutely no info, and am short on time so can't sit and search.
 

Baghi

Baba Yaga
Mar 22, 2011
6,965
7
44
Karachi
Simple, open an account in one of the sheikh bank like Faysal or Alfalah for "banking" purpose and get yourself MCB Lite for online transactions. Lite 0 is very limited, if you want to operate the Lite like an actual ATM card you'll have to get it upgraded to Lite 2.
 
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  • Necrokiller Necrokiller:
    Reminds me of the time MS tried to charge PC gamers for online play
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  • Necrokiller Necrokiller:
    When will console companies realize this sh*t doesn't work on PC
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  • SolitarySoldier SolitarySoldier:
    doesn't change the fact that sony is extra chu this gen
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  • StrikerX StrikerX:
    Mofos sharpened a spear and shoved it up theirs and Arrowhead's ass
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  • StrikerX StrikerX:
    Sony <3
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  • Necrokiller Necrokiller:
    Jeez, throwing all those sales away for the sake of PsN accounts. What a mess.
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  • Chandoo Chandoo:
    faraany3k said:
    I have heard that it is now unplayable in countries which do not support handful of third world countries not recognized by Sony like Pakistan. Steam is a true global platform.Then they cry that console gaming is dying.
    170 + countries where Steam sells but PSN doesn't will lose access unless they use VPN
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  • Chandoo Chandoo:
    It has a worst rating on Steam than last years MW3 now. Jeese Sony, how can you fuck it up THIS BAD
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  • faraany3k faraany3k:
    I have heard that it is now unplayable in countries which do not support handful of third world countries not recognized by Sony like Pakistan. Steam is a true global platform.Then they cry that console gaming is dying.
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  • Chandoo Chandoo:
    How to ruin a perfectly good thing for dummies - by Sony
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  • Chandoo Chandoo:
    Helldivers 2 is now trending worse stream user reviews than SUICIDE SQUAD
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  • Necrokiller Necrokiller:
    Good guy Gaben refunding the game way past what the policy allows 👍
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  • Necrokiller Necrokiller:
    Poor Arrowhead getting screwed by Sony 😞
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  • Necrokiller Necrokiller:
    Gaben ki reach hai, PSN ki nahi hai. Gaben ain't stressing over publishers who rush to his store in the first place 😂
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  • Chandoo Chandoo:
    Gaben ki reach nah hai :(
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  • Chandoo Chandoo:
    saeen I don't think the PSN teams are stressing over needing to offer hundreds of thousands of refunds lol
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  • Necrokiller Necrokiller:
    fuckin' lol
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  • Necrokiller Necrokiller:
    Saeen literally glossed over the fact that PSN isn't available in those 177 countries
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  • Chandoo Chandoo:
    fuckin' lol
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  • Chandoo Chandoo:
    Helldivers 2 delisted on Steam from 177 countries
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  • Necrokiller Necrokiller:
    iampasha said:
    Alan wake 2 is yet to recover it's development costs. Due to no physical release and no steam launch.
    You reap what you sow. This is what happens when you take away choice from consumers. Even with 88% split going to developers, they can't recoup costs. Meanwhile, Helldivers 2 is a massive hit for Sony thanks in big part to Steam.
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  • iampasha iampasha:
    Alan wake 2 is yet to recover it's development costs. Due to no physical release and no steam launch.
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    Necrokiller Necrokiller: Reminds me of the time MS tried to charge PC gamers for online play