[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

[The Alchemist]

To everyone who owns MCB Lite Card, have the deducted their yearly fees on your card yet? And if so, how much is the amount?

I ask because since my first year of owning the card was over, I kept about Rs 1,400 in the card so that they can deduct the fees. But they didn't for months. When I checked my statements today, it turns out they deducted only Rs 258 a couple of days back as subscription fees. Did something like this happened to any of you?

No such deduction. Perhaps it is because I have exactly zero rupee in my account.

 

[Deja Vu]

To everyone who owns MCB Lite Card, have the deducted their yearly fees on your card yet? And if so, how much is the amount?

I ask because since my first year of owning the card was over, I kept about Rs 1,400 in the card so that they can deduct the fees. But they didn't for months. When I checked my statements today, it turns out they deducted only Rs 258 a couple of days back as subscription fees. Did something like this happened to any of you?

Now yearly fee is 300

 

[Spartan 117]

Now yearly fee is 300

Huh, that's great.

 

[frazgta]

PSA SCB debit card still doesn't work with Amazon.

 

[rabihdon06]

Ok so on 4th jan a placed a order on aliexpress using my mcb lite card worth 42$. The order went good the payment was also deducted from my acc but today when i checked my order status i saw this and i didnt even received the cash back so what should i do now? can i use my card again on the site in the future ? after getting the refund. or every time ill face the same problem ? and where i can submit a claim which is written at the end of that note ?

Order Number:71995757888003 Status:Closed Reminder:Your payment was not processed due to security reasons. As a result your order has been cancelled. AliExpress did not accept any payment for this order. However, please note that some banks may hold onto payments for up to 3-15 business days. To avoid order cancellations in the future, please submit a claim to validate this payment information.

 

[ahmad94]

To everyone who owns MCB Lite Card, have the deducted their yearly fees on your card yet? And if so, how much is the amount?

I ask because since my first year of owning the card was over, I kept about Rs 1,400 in the card so that they can deduct the fees. But they didn't for months. When I checked my statements today, it turns out they deducted only Rs 258 a couple of days back as subscription fees. Did something like this happened to any of you?

yes they did abt the same amount from mine. when i asked it was yearly fees.

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Ok so on 4th jan a placed a order on aliexpress using my mcb lite card worth 42$. The order went good the payment was also deducted from my acc but today when i checked my order status i saw this and i didnt even received the cash back so what should i do now? can i use my card again on the site in the future ? after getting the refund. or every time ill face the same problem ? and where i can submit a claim which is written at the end of that note ?

Order Number:71995757888003 Status:Closed Reminder:Your payment was not processed due to security reasons. As a result your order has been cancelled. AliExpress did not accept any payment for this order. However, please note that some banks may hold onto payments for up to 3-15 business days. To avoid order cancellations in the future, please submit a claim to validate this payment information.

brother plz check with mcb and let us know. i want to place order at aliexpress now after your experience doubting.

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I received mcb lite pack yesterday and visited mcb lite enabled/litized branch today but the manager said that they are not authorized for it and they don't know about this feature, how to get my lite card activated? is there any branch that knows about mcb lite or the branch you visited and activated your card in Karachi please tell me.

almost same case happened with me.
please call customer service help line of mcb and make them talk to branch operations manager he will activate it in few mins. many branches still dont know about this product in detail so just have them talk to helpline they will do it in 2 mins

 

[hatim]

Ok so on 4th jan a placed a order on aliexpress using my mcb lite card worth 42$. The order went good the payment was also deducted from my acc but today when i checked my order status i saw this and i didnt even received the cash back so what should i do now? can i use my card again on the site in the future ? after getting the refund. or every time ill face the same problem ? and where i can submit a claim which is written at the end of that note ?

Order Number:71995757888003 Status:Closed Reminder:Your payment was not processed due to security reasons. As a result your order has been cancelled. AliExpress did not accept any payment for this order. However, please note that some banks may hold onto payments for up to 3-15 business days. To avoid order cancellations in the future, please submit a claim to validate this payment information.

It will be refunded in a few days.

Sent from my HTC One_M8 using Tapatalk

 

[frazgta]

I want to send around $200 to a friend in the US. What's the best way to go about doing this? Wire transfer or Western Union? How much will the charges be for both?

 

[faizy]

Bitcoin should be the best option if your cousin has a way of cashing them which should be common anywhere in the world..as for western union..charges should be under 2k afaik

Sent from my CHM-U01 using Tapatalk

 

[frazgta]

Bitcoin should be the best option if your cousin has a way of cashing them which should be common anywhere in the world..as for western union..charges should be under 2k afaik

Sent from my CHM-U01 using Tapatalk

lol he probably doesn't even know what Bitcoin is.

 

[shahbakht]

What is a VISA Platinum Debit Card Founder Member?

 

[Ovais909]

I want to send around $200 to a friend in the US. What's the best way to go about doing this? Wire transfer or Western Union? How much will the charges be for both?

I transferred around 12000 PKR to a friend in Ohio and WU chargers were around 1200 or 1900 with exchange rate
Dont know about wire transfer but I am sure it will be cheaper

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Bitcoin should be the best option if your cousin has a way of cashing them which should be common anywhere in the world..as for western union..charges should be under 2k afaik

Sent from my CHM-U01 using Tapatalk

You must be joking right? bitcoins are too volatile and risky and also you will need to buy bitcoins first which you will have to buy from someone in the west anyway add to that the exchange rate from PKR>USD>bitcoins>USD will add up quite a bit

 

[faizy]

I transferred around 12000 PKR to a friend in Ohio and WU chargers were around 1200 or 1900 with exchange rate
Dont know about wire transfer but I am sure it will be cheaper

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You must be joking right? bitcoins are too volatile and risky and also you will need to buy bitcoins first which you will have to buy from someone in the west anyway add to that the exchange rate from PKR>USD>bitcoins>USD will add up quite a bit

err have you ever tried sending a payment through bitcoins or are you just raging over the stuff you have heard from others? first of all.. bitcoins can be purchased easily from local resellers ...check on localbitcoins.com there are dealers in pakistan and ive dealt with him bajillion of times ...they do not charge over the current market rate and have a rating system just like PG..

second of all .. bitcoin is, by far the fastest way to get your payment across.. the payment transfers in seconds.. literally .. third ... if the person on the recieving end has a way to cash out bitcoins .. he can do so immediately .. one time i kept bitcoins in my wallet for 7 days and i ended up loosing 0.5 dollars comapred to when i bought them .. its not as volatile as you think it is...

also.. there are people who can buy bitcoins off you .. and amazon and other major retailers also accept bitcoin as payment now

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oh and just so you know .. local resellers take PKR from you and send you bitcoins directly.. so nothing is lost in the transfer too

 

[helraizer]

What is this ubl wiz card? Does it work on all e-retailers?

 

[siddiec2013]

Ok so on 4th jan a placed a order on aliexpress using my mcb lite card worth 42$. The order went good the payment was also deducted from my acc but today when i checked my order status i saw this and i didnt even received the cash back so what should i do now? can i use my card again on the site in the future ? after getting the refund. or every time ill face the same problem ? and where i can submit a claim which is written at the end of that note ?

Order Number:71995757888003 Status:Closed Reminder:Your payment was not processed due to security reasons. As a result your order has been cancelled. AliExpress did not accept any payment for this order. However, please note that some banks may hold onto payments for up to 3-15 business days. To avoid order cancellations in the future, please submit a claim to validate this payment information.

my order was getting cancelled on every payment i choose on g2a and the reason was same, finally i found out it was due to internet browser i switched to internet explorer and ordered again. it worked like a charm

Sent from my SM-J500G using Tapatalk

 

[frazgta]

err have you ever tried sending a payment through bitcoins or are you just raging over the stuff you have heard from others? first of all.. bitcoins can be purchased easily from local resellers ...check on localbitcoins.com there are dealers in pakistan and ive dealt with him bajillion of times ...they do not charge over the current market rate and have a rating system just like PG..

second of all .. bitcoin is, by far the fastest way to get your payment across.. the payment transfers in seconds.. literally .. third ... if the person on the recieving end has a way to cash out bitcoins .. he can do so immediately .. one time i kept bitcoins in my wallet for 7 days and i ended up loosing 0.5 dollars comapred to when i bought them .. its not as volatile as you think it is...

also.. there are people who can buy bitcoins off you .. and amazon and other major retailers also accept bitcoin as payment now

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oh and just so you know .. local resellers take PKR from you and send you bitcoins directly.. so nothing is lost in the transfer too

Bitcoins are something I'm interested in but have never really bothered with. Can you outline all the steps I need to take to set up a Bitcoin wallet (or whatever it's called) and how exactly do I go about sending them to another person? Also what's the easiest way to cash bitcoins in Pakistan and in US?

 

[faizy]

Bitcoins are something I'm interested in but have never really bothered with. Can you outline all the steps I need to take to set up a Bitcoin wallet (or whatever it's called) and how exactly do I go about sending them to another person? Also what's the easiest way to cash bitcoins in Pakistan and in US?

well both of you need to create a free account on localbitcoins.com (there are other wallets as well but i find LBC convenient). each of you will get a unique bitcoin wallet address (its all free) ... then you find dealers near your location on LBC to buy bitcoins from (there a guy i buy from in Lahore through LBC, he accepts payments in his HBL account and he sends me BTC)... once you recieve bitcoins ..you send them out to the other person as it is ... select send .. insert wallet address .. insert amount and youre good....

on the recieving end .. the guy can either buy stuff from popular websites via BTC (many support them now) or find buyers on LBC and sell them the coins for money ... there is a rating system involved so you know you are dealing with trusted people.

also .. get the android/iOS app for bitcoins ... its the easiest way to transact in BTC.. you can scan QR codes for BTC wallet addresses and everything

 

[WaqarA]

Can I transfer funds from my hbl account to mcb lite account? If so, how is it possible? Is there a service activation required?
I previously used mcb mobile but for now I cannot as I have terminated my ATM card and without it it is not possible. Is there any other good way to transfer money to lite account?

 

[faizy]

Yes you can use the same mcb lite mobile number to transfer to mcb from hbl

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[syedfarazahmed]

Okay so i got a check from america in USD so i went to my branch (bank alfalah) and they said that their branch is small and they don't have the licence of foreign currency so they can't accept it.

So i need to open a new bank account for this purpose any recommendations ?