[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

[kamran saeed]

Okay so i got a check from america in USD so i went to my branch (bank alfalah) and they said that their branch is small and they don't have the licence of foreign currency so they can't accept it.

So i need to open a new bank account for this purpose any recommendations ?

you need to submit it in branch that deals in foreign exchange remember not all branches deals in fc

 

[TH3xTr3MiST]

Can I transfer funds from my hbl account to mcb lite account? If so, how is it possible? Is there a service activation required?
I previously used mcb mobile but for now I cannot as I have terminated my ATM card and without it it is not possible. Is there any other good way to transfer money to lite account?

You can still use MCB Mobile, it doesn't matter if your ATM card gets terminated.
If you don't have a MCB Mobile Banking Account, then simply go to the branch and get the funds transferred into your LITE WALLET.
The only good way to transfer money to your LITE WALLET is by using mcb mobile banking or by visiting the branch to get the funds transferred.
Using IBFT, is a very slow process it will take a lot of time..

 

[syedfarazahmed]

you need to submit it in branch that deals in foreign exchange remember not all branches deals in fc

yep my bank told me about that so i am asking

I need to open a new bank account for this purpose any recommendations ?

 

[hyder404]

Guys can I get an mcb lite card and connect it with my freelancer.com account and do the transactions? Please help

 

[fayaz88]

Guys can I get an mcb lite card and connect it with my freelancer.com account and do the transactions? Please help

You can only connect MCB Lite account to MCB bank account. Also, MCB Lite is good for 'PAYING' online. It is NOT for receiving money from the internet.

 

[imahsan1990]

Never got disappointed by SCB debit card over internet and Excellent E-Banking as well.

 

[GrunT]

Guys, I'm looking to open a current bank account but I'm not sure which bank to choose.
I've figured that its easy to get an MCB lite so that kind of makes the working online visa debit card not a big priority for me but besides that, it should be a bank with probably the least hidden charges and rules somewhere as well as complications.I went to SCB today to open a bank account and they just asked for too much of student ID proof including an attested stamp paper and everything which I could not provide.Their minimum requirements was also to maintain 1 lakh and their representative did not even care to provide me with any additional details about it.

How's HBL ? I've read that their debit card has a lot of discounts on many local places so I would love any details on that.

 

[muneebrocks]

Hey guys does mcb lite charge foreign transcation fee? if it does how much what percentage?

 

[TH3xTr3MiST]

Hey guys does mcb lite charge foreign transcation fee? if it does how much what percentage?

yes it does.. cant say about other currencies but rs2-4 per usd and rs2-5 per gbp..

 

[muneebrocks]

yes it does.. cant say about other currencies but rs2-4 per usd and rs2-5 per gbp..

thank you and your thoughts on hbl debit card?

 

[TH3xTr3MiST]

thank you and your thoughts on hbl debit card?

Dunno about other banks.. Sorry!

 

[XingPing]

A few questions:

1. Can I load balance onto my Skill account through MCB Lite? Anyone tried it before?

2. Is Duestche Bank AG available for consumer banking in Pakistan? Anyone has their account? How is the experience? Online Shopping etc?

3. Has anyone tried the new Chinese bank ICBC? How is the online banking experience? Online shopping etc?

4. Same is the question for Samba Bank and Dubai Islamic bank.

Thanks.

 

[Sire Ahsan]

Guys, I'm looking to open a current bank account but I'm not sure which bank to choose.
I've figured that its easy to get an MCB lite so that kind of makes the working online visa debit card not a big priority for me but besides that, it should be a bank with probably the least hidden charges and rules somewhere as well as complications.I went to SCB today to open a bank account and they just asked for too much of student ID proof including an attested stamp paper and everything which I could not provide.Their minimum requirements was also to maintain 1 lakh and their representative did not even care to provide me with any additional details about it.

How's HBL ? I've read that their debit card has a lot of discounts on many local places so I would love any details on that.

Use AL Habib for truly free Banking. The account, cheque book and CUP (China Union Pay) Debit Card which works at any local POS is free for AL Habibs current accounts (They have VISA too, but unless you buy online, its no different than a CUP ... and for online I seriously would ask you to stay away from AL Habib, however he Net Banking at AL Habib is decent, they recently setup a new much better app). Also they have very down to earth services and zero snob mentality, stuff that SCB possess. SCB caters to a niche market, forget about them. They are retarded on their exuberant demands.

For discounts, best alliances (i.e. discounts) in the market are with HBL, UBL, Alfalah, Faysal and Silk (VISA credit cards). Currently Silk is handing out pretty much completely free credit cards with waived annual charges which is pretty neat, I can get you in touch for one of those if you want.

HBL and UBL have charges, but their discounts are amazing (UBL has free entry at Port Grand, for example). Alfalah and Faysal have a very decent Credit Card setup as well.(I've used all four)

Another tip is to get a MasterCard credit card (Faysal Bank offers them). MasterCards discount offerings are crazy at times, 40% off and free tickets etc.

Source 5+ years of Banking experience.

 

[TH3xTr3MiST]

LITE USERS PLEASE PAY ATTENTION ITS URGENT..

I'm trying to buy Top-Ups.. adding balance to my Zong number.. when I enter the credentials (i.e mobile company, mobile number and ATM pin) and click on the submit icon.. it give me "Invalid Account" error..

is it me only or anyone else facing this issue..

Please reply

[MENTION=2128]faizy[/MENTION] [MENTION=106948]fayaz88[/MENTION] [MENTION=127194]siddiec2013[/MENTION] [MENTION=9530]Deja Vu[/MENTION] [MENTION=19796]Fir3d3mon[/MENTION]

 

[siddiec2013]

LITE USERS PLEASE PAY ATTENTION ITS URGENT..

I'm trying to buy Top-Ups.. adding balance to my Zong number.. when I enter the credentials (i.e mobile company, mobile number and ATM pin) and click on the submit icon.. it give me "Invalid Account" error..

is it me only or anyone else facing this issue..

Please reply

[MENTION=2128]faizy[/MENTION] [MENTION=106948]fayaz88[/MENTION] [MENTION=127194]siddiec2013[/MENTION] [MENTION=9530]Deja Vu[/MENTION] [MENTION=19796]Fir3d3mon[/MENTION]

nopes. i think its a glitch or bug. try again or use webpage to load

Sent from my SM-J500G using Tapatalk

 

[TH3xTr3MiST]

I've already done it.. now another problem.. top-ups "Invalid Account" error is only showing when i enter my number.. i have tried other numbers.. working absolutely fine... now what??

- - - Updated - - -

I've already done it.. now another problem.. top-ups "Invalid Account" error is only showing when i enter my number.. i have tried other numbers.. working absolutely fine... now what??

 

[siddiec2013]

I've already done it.. now another problem.. top-ups "Invalid Account" error is only showing when i enter my number.. i have tried other numbers.. working absolutely fine... now what??

- - - Updated - - -

I've already done it.. now another problem.. top-ups "Invalid Account" error is only showing when i enter my number.. i have tried other numbers.. working absolutely fine... now what??

mcb has server issues. their system might be down atm.

Sent from my SM-J500G using Tapatalk

 

[TH3xTr3MiST]

mcb has server issues. their system might be down atm.

Sent from my SM-J500G using Tapatalk

but why me only.. my brother has a zong number too.. i tried on his number.. it worked..

 

[siddiec2013]

but why me only.. my brother has a zong number too.. i tried on his number.. it worked..

bro contact mcb lite ontheir facebook page. tell then the issue and ask them to call you for complaint.

Sent from my SM-J500G using Tapatalk

 

[TH3xTr3MiST]

bro contact mcb lite ontheir facebook page. tell then the issue and ask them to call you for complaint.

Sent from my SM-J500G using Tapatalk

I'm on it.. let's see