If you are worried about the bank charges, you should look into student bank accounts. I know that HBL provides this facility, I don't know about others. The charges are lower or nill, and you get all the same benefits (I think).Why the hell all these bank accounts are charing so much money for a simple account? Standard Charted these days is acting like a total f*cktard. Absolutely no lift to people with low income. If a student goes to open up a bank account, they behave either like 'we don't exist', or treat us like we are beggers. They have also closed A LOT of their branches, so that shows they have other plans (like only keeping 'high profile' customers). Also take into account that recent hacking attempt of ATMs.
The needs are getting stronger these days, so i was thinking of getting my own bank account. Have absolutely no info, and am short on time so can't sit and search.
You will have to do some research on which bank to chose. Not all banks are same. For instance. Allied bank: Expensive and unprofessional. They charge 170+ Rupees if you transact money to some other bank. They also charge if you transact to an Allied account (I think it's 30 rupees). If you call on their helpline, it takes like 10 minutes for them to pick the phone. Every. Single. Time. Compare this with lite: MCBLite to MCB is absolutely free. MCBLite to other banks is just 20 rupees. Their customer service is pretty fast, and A LOT better than Allied.
Do some research and find out right now what these banks charge for the kind of transactions that you would be doing.