[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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mmaslam

Intermediate
Jun 20, 2013
100
0
21
^just provided my student proof ... ACCA card and status report
do you have a proper current account or basic banking account?

cuase i called them and they student card is not enough ! We need some earning one to be your reference etc.

what should i do?

and do tell us when ur mcb comes
 

Sire Ahsan

Knighted by the Queen of L33T
Jan 30, 2008
5,735
1
44
Karachi, Pakistan
Faysal Bank is the biggest member for both VISA and MasterCard currently in Pakistan doing the settlements.

Basically they are directly linked to them. So, simply said, in case something goes bad wtih a transaction they can sort it out easily.

Im using HBL and Faysal. Both never give me problems.

- - - Updated - - -

MCB is AWFUL! SCB and MCB are worlds apart.

Faysal Bank and SCB are the top banks for your card related needs.
 

faizy

Well-known member
Jan 30, 2008
1,802
1
41
35
Karachi
do you have a proper current account or basic banking account?

cuase i called them and they student card is not enough ! We need some earning one to be your reference etc.

what should i do?

and do tell us when ur mcb comes

hmm at the time i opened an account .. this was enough .. anyway you can take your father with you and they will be happy to open the account under the category "student with father support"
 

mmaslam

Intermediate
Jun 20, 2013
100
0
21
Faysal Bank is the biggest member for both VISA and MasterCard currently in Pakistan doing the settlements.

Basically they are directly linked to them. So, simply said, in case something goes bad wtih a transaction they can sort it out easily.

Im using HBL and Faysal. Both never give me problems.

- - - Updated - - -

MCB is AWFUL! SCB and MCB are worlds apart.

Faysal Bank and SCB are the top banks for your card related needs.
Now I am confused scb or faysal?
 

mmaslam

Intermediate
Jun 20, 2013
100
0
21
hmm at the time i opened an account .. this was enough .. anyway you can take your father with you and they will be happy to open the account under the category "student with father support"
Is your MCB LITE HERE?

And guys I went to FAYSAL BANK , they just want me to provide my dad's salary slip and CNIC copy . But the bad news their visa debit cannot be used for online transactions :( !

I went to SCB , they are only willing to open a basic banking account . Its like WTF :mad:

I have the option of opening a proper current account in Allied Bank by showing my unversity smart card , but its useless as their VISA wont work online.
 

faizy

Well-known member
Jan 30, 2008
1,802
1
41
35
Karachi
Is your MCB LITE HERE?

And guys I went to FAYSAL BANK , they just want me to provide my dad's salary slip and CNIC copy . But the bad news their visa debit cannot be used for online transactions :( !

I went to SCB , they are only willing to open a basic banking account . Its like WTF :mad:

I have the option of opening a proper current account in Allied Bank by showing my unversity smart card , but its useless as their VISA wont work online.
I applied for the card on 18th they said it will be here within 10 working days
Ill let u know when its here


And I was told that u need atleast 1160 rupees in your account to activate the card .. its the yearly fee .. later on they will have joining fee of 1000 aswell which is waived for mcb account holders .. for now there's no joining fee

Sent from my HTC Sensation XE with Beats Audio Z715e using Tapatalk
 

mmaslam

Intermediate
Jun 20, 2013
100
0
21
Guess what I got in the mail today :). .. [MENTION=84020]mmaslam[/MENTION]
View attachment 78251


Now to try it out :)

Sent from my HTC Sensation XE with Beats Audio Z715e using Tapatalk
Sure test it out! I will get it activated on my campus! MCB signed a contract with LUMS to provide mcb lite on campus so I don't need to go to them! Which package will you choose?
 

faizy

Well-known member
Jan 30, 2008
1,802
1
41
35
Karachi
Sure test it out! I will get it activated on my campus! MCB signed a contract with LUMS to provide mcb lite on campus so I don't need to go to them! Which package will you choose?

i didnt need to go to the branch aswell .... just got off a 25 minute call with the representative .... got the card activated ... transaction/ATM pin registered .... guy told me to deposit atleast 1160 rupees within 24 hours ....

got the internet session activated indefinitely on the condition that no liability in case of misuse will be borne by MCB(hassle to activate it everytime IMHO)...

so ... when i asked for upgrade to LITE2 at first i was told that ill have to activate my unused MCB account(dormant ATM) to upgrade to LITE2 but later on the guy was told by a senior that i can do it ... maybe it was because i was in their database as an old customer but i dont know .. i havent used the bank's services since ages until this MCB LITE .... so LITE2 request will be fulfilled in 3 working days
 

faizy

Well-known member
Jan 30, 2008
1,802
1
41
35
Karachi
okay now onto deposit ... transaction was super fast .... added beneficiary to SCB account (tried both my card number and my cell phone number and it added instantly with my name ... how awesome is that ... transferred 1410 to the account and the funds were instantly transferred to the MCB LITE wallet .... now gonna try buying power amp on google play .. ive been wanting to buy that app since a while but wanted to try it out on MCB LITE

heres the screen cap of my SCB add beneficiary page

View attachment 78252


seems pretty cool ... account linked to my mobile number :D
 

faizy

Well-known member
Jan 30, 2008
1,802
1
41
35
Karachi
well ill be damned !!! .. just purchased poweramp from google play for PKR105 ... it charged the exact amount on my MCB LITE ... WOW !!!! AWESOMEEE !!!!
 

mmaslam

Intermediate
Jun 20, 2013
100
0
21
well ill be damned !!! .. just purchased poweramp from google play for PKR105 ... it charged the exact amount on my MCB LITE ... WOW !!!! AWESOMEEE !!!!
Well congrats bro ! :D

The list uploaded by mcb on their website includes askari bank in IBFT . but why doesn't my askari bank show MCB there?
 

Pcsx2006

¥¥¥ BiGBOSS ¥¥¥
May 29, 2007
2,080
0
41
Tarbela Ghazi
well ill be damned !!! .. just purchased poweramp from google play for PKR105 ... it charged the exact amount on my MCB LITE ... WOW !!!! AWESOMEEE !!!!
See what I told u MCB Lite works on Google Play Store


Sent from my iPhone 5s using Tapatalk
 

faizy

Well-known member
Jan 30, 2008
1,802
1
41
35
Karachi
^ive used MCB lite on AMAZON with a fake UK based address and the transaction went thru just fine ... so should be good with play store too
 
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