[OT] Banks of Pakistan | Services, Accounts, Debit Cards, Credit Cards. | Help 'n' Advice

Visa vs MasterCard - silver credit card


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Spartan 117

PG Spartan
Mar 28, 2011
5,654
1
43
30
Abbottabad
you should wait for like 24-48 hours..

- - - Updated - - -

ok so here the thing.. today i called the helpline again a girl (maryam) asked me my details..she checked my cnic number and said that your cnic is not in their database, means i haven't applied for lite..which i did 2 months ago..i told her about it..then she asked me to sms lite to 6222 (said that you will receiver a call from head office soon) or apply online..i told her that whenever i try to registry online i receive an error saying "CNIC Number Duplicate"..i told her about the error thingy too...then she asked me to try the sms method..she hang up the call.. i texted lite to 6222 and instead of a call from them they sent me the same link through which i registered online and got the error..now i wanna ask that as she said that my cnic is not in their database then why am i receiving this error..
check my other post #477
any help would be appreciated

@faizy @Baghi @sinnersaint @Spartan 117 @Ottoman
Your CNIC is in their database, otherwise you would not be getting that error. Something must be a miss on their activation side or something.

You can either try again on the phone and see if someone else picks up and maybe can help you or go directly to the bank and explain your problem there.
 

sinnersaint

Well-known member
Aug 11, 2009
1,272
1
43
Code:
[B]Your transaction could not be processed.[/B]

[B]ReasonThe system is currently unavailable. [COLOR=#999999]( Error code: IPAY_RS_520000500  )[/COLOR]SuggestionPlease try again.
If the problem persists, please contact Alipay Customer Service.



Received this error for three transactions. Aliexpress shows payment is pending where as I received sms from MCB that Card has been charged at POS successfully.

What to do...?
[/B]
 

iNF3RN0

PG Founder
ADMIN
Jan 17, 2007
5,854
22
44
Karachi
www.pakgamers.com
Code:
[B]Your transaction could not be processed.[/B]

[B]ReasonThe system is currently unavailable. [COLOR=#999999]( Error code: IPAY_RS_520000500  )[/COLOR]SuggestionPlease try again.
If the problem persists, please contact Alipay Customer Service.[/B]
Received this error for three transactions. Aliexpress shows payment is pending where as I received sms from MCB that Card has been charged at POS successfully.

What to do...?
This looks like a technical error at aliexpress end, contact them and tell them the complete details.....
 

hsnan009

Newbie
Jun 15, 2014
18
1
3
Islamabad
IBFT on Mcb lite does not work. I tried it 3 times every time my payment was deducted but I didn't receive the money on my lite account.
 

sinnersaint

Well-known member
Aug 11, 2009
1,272
1
43
MCB is the most shittiest bank in the history of humankind. Went there today to deposit some money, waited for around 40 minutes and then the F**** system went down. WTF !
 

iNF3RN0

PG Founder
ADMIN
Jan 17, 2007
5,854
22
44
Karachi
www.pakgamers.com
MCB is the most shittiest bank in the history of humankind. Went there today to deposit some money, waited for around 40 minutes and then the F**** system went down. WTF !
indeed it is, but unfortunately MCB lite is the only option here for most of the people..too bad no other good bank start something like this (UBL Wiz = sux)
 

Spartan 117

PG Spartan
Mar 28, 2011
5,654
1
43
30
Abbottabad
MCB is the most shittiest bank in the history of humankind. Went there today to deposit some money, waited for around 40 minutes and then the F**** system went down. WTF !
Bad luck bro. I for one never encountered any problems after getting MCB Lite. Deposit takes hardly 5 mins. :D
 

hatim

Active member
Jan 10, 2010
382
0
21
Karachi
Those who have tried using the card on Google Play, how long did they take for the $1 (105rs?) to be refunded? Reading this thread it seems it takes upto a month to reverse authorization hold charges. I made a $45 purchase on Nintendo on 31 Jan which didn't go through. I was charged for it. Nintendo says they haven't charged me and the bank should have held an authorization charge which should have been refunded within 48 hours. MCB CS is hopeless. After four calls and 30 minutes on the phone I was told that I must visit a branch and file a dispute. They couldn't give me ANY details on the transaction except it was POS which even my statement shows.

I called Nintendo again and they will email MCB (I doubt they take email seriously) to release my funds. BTW, I MCB service is pretty bad.

I went into the branch after receiving my card for activation. They had no idea what to do. The manager eventually activated the card but the cashier was closed by then. A few days later I went again, waited in line only to be told that their system was down. Same problem with another branch a few days later. Third visit was better. Then to activate my card, I was told to wait 48 hours and the annual charges would be deducted automatically. No such thing. I called a week later and the CS rep did the needful. Half the time their system is down when you try to call.

The card itself works well. Good conversion rates. Nintendo must have refused the transaction because the billing address did not match. Hopefully, I will get my money back soon enough. I would still recommend the card for those that need it for online purchasing.
 

ahmed6

Intermediate
Aug 1, 2010
173
0
21
Months back I tried purchasing stuff from google play store using SCB Debit Card and I couldn't, just wondering if it works now? And what about Apple App Store?
 

faizy

Well-known member
Jan 30, 2008
1,802
1
41
35
Karachi
IBFT on Mcb lite does not work. I tried it 3 times every time my payment was deducted but I didn't receive the money on my lite account.

I'm using scb to transfer to mcb lite works every time


I just used my card two days ago there..it works

Those who have tried using the card on Google Play, how long did they take for the $1 (105rs?) to be refunded? Reading this thread it seems it takes upto a month to reverse authorization hold charges. I made a $45 purchase on Nintendo on 31 Jan which didn't go through. I was charged for it. Nintendo says they haven't charged me and the bank should have held an authorization charge which should have been refunded within 48 hours. MCB CS is hopeless. After four calls and 30 minutes on the phone I was told that I must visit a branch and file a dispute. They couldn't give me ANY details on the transaction except it was POS which even my statement shows.

I called Nintendo again and they will email MCB (I doubt they take email seriously) to release my funds. BTW, I MCB service is pretty bad.

I went into the branch after receiving my card for activation. They had no idea what to do. The manager eventually activated the card but the cashier was closed by then. A few days later I went again, waited in line only to be told that their system was down. Same problem with another branch a few days later. Third visit was better. Then to activate my card, I was told to wait 48 hours and the annual charges would be deducted automatically. No such thing. I called a week later and the CS rep did the needful. Half the time their system is down when you try to call.

The card itself works well. Good conversion rates. Nintendo must have refused the transaction because the billing address did not match. Hopefully, I will get my money back soon enough. I would still recommend the card for those that need it for online purchasing.
Well I tell this to everyone..never worry about failed transactions...they will get refunded to your account after a while. ..with me sometimes it takes 4-5 days and sometimes takes a month..so wait for it and you will receive an SMS when it's credited back

Months back I tried purchasing stuff from google play store using SCB Debit Card and I couldn't, just wondering if it works now? And what about Apple App Store?

No it doesn't work on play store...only mcb lite works on playstore..and obviously all the credit cards in Pakistan


Sent from my LG-E970 using Tapatalk
 

faizy

Well-known member
Jan 30, 2008
1,802
1
41
35
Karachi
Mcb service is pretty bad yes..but in my experience I always use scb to transfer funds and it works always. .never deposited cash through a branch. .however I had to wait two months to get a replacement card when mine was lost..and that's amother long story lol

Sent from my LG-E970 using Tapatalk
 

sinnersaint

Well-known member
Aug 11, 2009
1,272
1
43
I just used my card two days ago there..it works
Tried it again today. mcb-lite doesn't work.

Code:
Sorry, your payment could not be completed with the chosen credit card. Please use another card or choose another payment method on the Place Order page.
 

SEPHiROTH

JangoMan
Apr 28, 2009
655
21
24
Gujrat, Pakistan
If you have an account in MCB Then Mcb Lite is Great. Its more like a virtual wallet. When i want to use VISA online i load the money from my MCB linked account into MCB-Lite account instantly and make the payment. I feel more secure from Online theft this way. Coz i only have to load the amount money i want to use.
 

hatim

Active member
Jan 10, 2010
382
0
21
Karachi
If you have an account in MCB Then Mcb Lite is Great. Its more like a virtual wallet. When i want to use VISA online i load the money from my MCB linked account into MCB-Lite account instantly and make the payment. I feel more secure from Online theft this way. Coz i only have to load the amount money i want to use.
How does that work? Their CS have contrary views regarding IBAN from other banks into a mcb lite wallet. I don't want a full MCB account. Looks like a useless bank.
Mcb service is pretty bad yes..but in my experience I always use scb to transfer funds and it works always. .never deposited cash through a branch. .however I had to wait two months to get a replacement card when mine was lost..and that's amother long story lol

Sent from my LG-E970 using Tapatalk
 

SEPHiROTH

JangoMan
Apr 28, 2009
655
21
24
Gujrat, Pakistan
How does that work? Their CS have contrary views regarding IBAN from other banks into a mcb lite wallet. I don't want a full MCB account. Looks like a useless bank.
As i said MCB-LITE is best when used with MCB ACCOUNT. MCB LITE Link with MCB ACCOUNT and works like charm! (as far as VISA services are concerned)
 
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