proof of income for opening a bank a/c ?

Pink PanthEr

Keep Hope Alive
Jul 6, 2010
956
0
21
Islamabad
Need some help here,especially from bankers (yes, i know this is a gaming forum)
i went to a bank to open a savings/current a/c and they asked me to provide proof of income.i told em its my pocket money that i want to deposit in a bank account.The person there said

1-bring your original NIC.
2-A crossed check (no cash)
3-proof of income ...i said ok but i don't work and can't provide proper proof of income ...he replied " yar app koi proof bna lo"

now i need koi proof,how do i get one ? any ideas? i red somewhere that stamp paper can be used for proof but i don't know how,need more info.please reply.thanks.
 
Last edited:

TheBrokenMan

4 8 15 16 23 42
Nov 4, 2007
4,238
1
41
34
Lahore
Need some help here,especially from bankers (yes, i know this is a gaming forum)
i went to a bank too open a savings4/currentr a/c and they asked me to provide proof of income.i told em its my pocket money that i want to deposit in a bank account.The person there said

1-bring your original NIC.
2-A crossed check (no cash)
3-proof of income ...i said ok but i don't work and can't provide proper proof of income ...he replied " yar app koi proof bna lo"

now i need koi proof,how do i get one ? any ideas? i red somewhere that stamp paper can be used for proof but i don't know how,need more info.please reply.thanks.
Find a family / friend who has their own business with a bank account on it too and have him issue a personal check to you in your name.

I gave 5,000 to a friend and he wrote me a cheque for the same amount in my name and when I gave the cheque to SCB they accepted it.
 

syed shehzad

Seasoned
Oct 24, 2010
3,316
0
42
MARDAN / BIRMINGHAM
Need some help here,especially from bankers (yes, i know this is a gaming forum)
i went to a bank too open a savings4/currentr a/c and they asked me to provide proof of income.i told em its my pocket money that i want to deposit in a bank account.The person there said

1-bring your original NIC.
2-A crossed check (no cash)
3-proof of income ...i said ok but i don't work and can't provide proper proof of income ...he replied " yar app koi proof bna lo"

now i need koi proof,how do i get one ? any ideas? i red somewhere that stamp paper can be used for proof but i don't know how,need more info.please reply.thanks.
Make an affidavit where ur fatther or ur elder bro will declare that they are giving you the amount to open an account for yourself !!!! Bank accept this!!!
This is what i have done !!!!
 

xeesh

Proficient
Sep 16, 2010
547
0
21
Lahore
Go to standard chartered bank ( the best bank so far) ask them to open an individual current account against your name. They will ask for your CNIC, fill out the form and open your account with 5,000 cash. Your done! That's how I opened my SCB current account.


Sent from my iPhone 4 using Tapatalk
 

Pink PanthEr

Keep Hope Alive
Jul 6, 2010
956
0
21
Islamabad
Go to standard chartered bank ( the best bank so far) ask them to open an individual current account against your name. They will ask for your CNIC, fill out the form and open your account with 5,000 cash. Your done! That's how I opened my SCB current account.


Sent from my iPhone 4 using Tapatalk
i did and they need proof of income.i told the guy look here is my cnic and if you need a crossed check,fine i'll bring a crossed check,open the damn account but he insisted yar koi proof bna lo...
 

w00t

Ze Panda!
Oct 11, 2007
8,798
11
44
30
Faisalabad
i did and they need proof of income.i told the guy look here is my cnic and if you need a crossed check,fine i'll bring a crossed check,open the damn account but he insisted yar koi proof bna lo...

As I said before, you need to show them your father's proof of income if you don't have one, either show them his job letter or pay slip.
 

r3aper

W'Sup, G?
Jul 23, 2007
8,322
34
54
Karachi
Yar try a different bank, the options aren't limited nowadays. These bankers are jerks and don't know shit, lakheer kay faqir hotay hain yeh gadhay. Konsa bank hai?

I opened one account in hbl last year without any proof of profession. Just say him to open an account for you on student basis. And inform that I won't be making huge transactions in this account, that outta calm him down. Its not a requirement if you are opening it on student basis.
 
Last edited:

Pink PanthEr

Keep Hope Alive
Jul 6, 2010
956
0
21
Islamabad
These bankers are jerks and don't know shit, lakheer kay faqir hotay hain yeh gadhay. Konsa bank hai?
the almighty standard chartered bank



Its not a requirement if you are opening it on student basis.
i believe it is not a requirement at all .According to state bank of Pakistan guidelines,if a customer can't provide a proof or declare the funds as savings,the bank should open an account and is required to monitor and report the incoming/outgoing transactions for suspicious activity...
 
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