This is a reliable and a trustworthy source for legit games. If you're looking into starting off a digital account, I suggest you deal with Jadefox. I have bought about 6 games from him now, and every deal has been quite smooth and quick. And I'll look to him for my future online buys.
You reap what you sow. This is what happens when you take away choice from consumers. Even with 88% split going to developers, they can't recoup costs. Meanwhile, Helldivers 2 is a massive hit for Sony thanks in big part to Steam.