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  • Results 1 to 8 of 8

    Thread: How to tell if a Prize Bond has been cashed already?

    1. #1
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      How to tell if a Prize Bond has been cashed already?

      I've a prize bond issued in 2011 with a win in 2015. I know from SBP that a bond can be cashed within 6 years from the time of its draw. However, I'm not able to find whether it has been cashed or not. Going to SBP in Lahore is PITA, long lines with only one window assigned to bond section and shorter banking hours as well. I don't want to end up like a fool and being told after so much waiting that the bond was already cashed in previously.

      So can anyone tell me is there a way to find out if a winning bond has already been cashed in or not?
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    2. #2
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      Have you tried calling them?
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    3. #3
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      Quote Originally Posted by Hassan Aftab View Post
      Have you tried calling them?
      Yes, they don't tell about such things on phone.

      I went to a prize bond dealer and he told me if the winning prize is over 10k then the bank doesn't return the bond and vice versa.

    4. #4
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      Quote Originally Posted by nightfury11 View Post
      I've a prize bond issued in 2011 with a win in 2015. I know from SBP that a bond can be cashed within 6 years from the time of its draw. However, I'm not able to find whether it has been cashed or not. Going to SBP in Lahore is PITA, long lines with only one window assigned to bond section and shorter banking hours as well. I don't want to end up like a fool and being told after so much waiting that the bond was already cashed in previously.

      So can anyone tell me is there a way to find out if a winning bond has already been cashed in or not?
      look on the back side of the bond. if its claimed then it should be stamped with the corresponding draw number and date. if not then u can take it to any sbp branch and claim the prize money for urself

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    5. #5
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      Quote Originally Posted by nightfury11 View Post
      Yes, they don't tell about such things on phone.

      I went to a prize bond dealer and he told me if the winning prize is over 10k then the bank doesn't return the bond and vice versa.
      that's not true anymore. all bonds submitted for prize money will no longer be returned. their face value will payed along with the prize money.
      however that bond will put up for sale later

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    6. #6
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      Quote Originally Posted by Journeys End View Post
      that's not true anymore. all bonds submitted for prize money will no longer be returned. their face value will payed along with the prize money.
      however that bond will put up for sale later

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      Meaning a prize winner who bought, say, a Rs. 40,000 bond will not only get the prize money but also the Rs. 40,000 he invested? Are you sure?

      @nightfury That's a bummer. State Bank, Islamabad has a separate number for representatives dealing in prize bonds so they do take questions over the phone albeit within a relatively short time window.
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    7. #7
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      Quote Originally Posted by Hassan Aftab View Post
      Meaning a prize winner who bought, say, a Rs. 40,000 bond will not only get the prize money but also the Rs. 40,000 he invested? Are you sure?
      yes that's correct. although prize money that exceeds 18500rs will only be transferred to ur bank account


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    8. #8
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      Thanks folks for the help! I got the prize cashed, they took the bond and gave the prize money along with its value so all is good

     

     

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